Traditional Providers vs WalnutEMR Payment Processing

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Feature

WalnutEMR (Empyrean Merchant Services)

Traditional Providers

Advertised Rate

Capped at 3% for all credit card transactions

2.65% (for select consumer cards only)

Actual Cost

Fixed and predictable — never exceeds 3%

Often higher due to hidden or variable fees

Premium Card Fees

All card types (corporate, rewards, international) at the same flat 3%

May exceed 3.5% for premium or international cards

Monthly Fees

Typically $10–$30+

Per-Transaction Fees

Included in the 3% rate

$0.10–$0.25 per transaction

PCI Compliance Fees

Charged separately (monthly or annually)

Reporting

Simple, all-in-one reporting inside WalnutEMR

Often complex and difficult to interpret

Integration

Fully integrated into WalnutEMR billing and invoicing

Requires manual reconciliation with third-party terminals

The Key Difference: Simplicity & Transparency

While traditional processors advertise low rates, your actual bill often includes additional card-type surcharges, transaction fees, and monthly service charges — all of which drive up your effective rate.

With WalnutEMR + Empyrean, your total cost is:

Why Clinics Choose WalnutEMR Payment Processing:

Ready to Get Started?

Visit empyreanms.com/pre-qualify/ and fill out the quick pre-qualification application.

Be sure to use promo code: WALNUTEMR to access our exclusive program.

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